Uninsured/Underinsured Motorist Bodily Injury Coverage
If you or a passenger in your car is injured by a driver who does not have any insurance, also known as an uninsured driver
or who does not have enough coverage, also known as an underinsured driver, you and your passengers are covered by uninsured/underinsured motorist coverage. As a pedestrian, you are usually covered under this policy if you are hit by a car and suffer injuries.